Commercial

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Development
Development

Choose an award-winning broker that works with a range of lenders.

Investor
6.54%
p.a.
Variable
Owner Occupier
6.24%
p.a.
Variable
Investor
6.29%
p.a.
Variable
Owner Occupier
6.14%
p.a.
Variable
Investor
6.63%
p.a.
Variable
Owner Occupier
6.29%
p.a.
Variable
Owner Occupier
6.24%
p.a.
Variable
Investor
6.79%
p.a.
Variable
Investor
6.44%
p.a.
Variable
Investor
6.64%
p.a.
Variable
Standard
6.21%
p.a.
Variable
Owner Occupier
6.19%
p.a.
Variable
Owner Occupied
6.24%
p.a.
Variable
Owner Occupied
6.14%
p.a.
Principal & Interest
Let's get your project out of the ground.

We know that you’ve got big plans for your development project, which is why you need the right team by your side. With development finance in your back pocket, you can transform that vacant lot or rundown building into something extraordinary.

We recognise that no two development projects are alike. That’s why our team of finance specialists will tailor a solution to fit your unique needs and visions. Whether you’re a seasoned developer, or just dipping your toes into the world of construction. We take the time to understand your goals, evaluate your finances, and design a loan package that is specific to you in a custom-tailored financing experience.

Building your dream project should be exciting, not stressful. That’s why we’re here to make the loan process as smooth as freshly paved asphalt. Our team will guide you through the paperwork maze, assist with the nitty-gritty details, and keep you informed every step of the way. This was you can focus on bringing your project to life, and we’ll handle the rest.

Steps to project success...

Start with a plan.

This stage is vital, we need to ensure we have understood your project, reviewed your feasibility, suggested appropriate lender options, and started the process to organise valuations and QS reports where required.

Assessment is key.

Making sure we can promptly coordinate the documentation required to support the lender with their assessment, and ensure they execute a loan approval in acceptable time frames.

Until the end.

We want to ensure your project is completed as smoothly as possible. Making sure that the payments are made to your builder on time, the funding is not held up, and you are able to focus your energy on the build itself.

Making sure expiry terms are met, exit strategies are adhered to, and you are able to move onto your next project sooner.

Developer Finance Options

Freedom Commercial collaborates with a wide array of senior debt funders, comprising banks, institutional lenders, non-banks, and private investors. We excel in arranging favourable terms for senior debt funding tailored to your needs, whether for residential, commercial, mixed-use, or specialised development ventures.

We excel in senior debt construction loans secured by first mortgage security over real estate assets in Australia and/or New Zealand, with a specialisation in bridging scenarios.  Typical debt parameters:

  • $1m to $200 million
  • First mortgage security over property assets in Australia and New Zealand.
  • 12-36 months term
  • Up to 70% loan-to-value (LVR) ratio

Freedom Commercial provides tailored support in securing mezzanine loans for real estate projects, bridging the gap between senior debt and developers' equity. Drawing on our expertise, we facilitate arrangements with capital providers to navigate the complexities of mezzanine financing. Our assistance extends to managing the negotiation process between the mezzanine lender and senior lender, ensuring a seamless arrangement through the establishment of a Deed of Priority.

With our guidance, developers can effectively manage short-term cash flow needs and optimize project transitions, enhancing overall project viability and success.

Leverage Freedom Commercial's extensive network of Family Offices and Ultra-High Net Worth Individuals, to strategically structure and secure Equity for your ventures.

The potential benefits of Equity are diverse and contingent upon the asset quality, sponsor expertise, and strategic approach. While involving profit sharing, Equity often leads to a significant surge in developers' Return on Equity, a key reason why many leading developers opt for this approach.

Preferred Equity (or "Pref") for Development projects, a blend of debt and equity, has been successfully structured and raised numerous times by our team, sometimes utilising our own capital. This hybrid financing instrument combines aspects of both debt and equity, tailored to suit diverse project requirements.

Joint ventures represent an exceptional avenue for wealth creation with minimised risk. At Freedom Commercial, we facilitate partnerships with individuals & groups who have alignment. Leveraging our expertise, and network, we facilitate joint venture opportunities through a proven approach. Our collaborative method ensures mutual success and outstanding results for all our developer clients.

While we primarily act as brokers for our clients, what distinguishes us from the average finance broker is our focus on delivering customised advisory services to property developers and commercial property investors.

Our advisory services cover a wide range of areas, determined by the needs of our clients, our expertise, and the input of our strategic partners (external advisors and consultants).

  • Feasibility and scenario modelling
  • Dataroom management
  • Facilitation of funder due diligence and queries
  • Management of client and funder lawyers
  • Equity structuring
  • Facilitation of experienced project team/consultants
  • Distressed project work-out

Ready to make a start?
Get in touch today.

Book your Broker
Sean Murphy
Director
Book your Broker
Jake Sgarbossa
Head of Commercial
What to expect from here:
  • You'll be contacted within 24 hours (business days)

  • You'll receive our Credit Guide & MyMF Welcome Pack

  • You'll be given an opportunity to choose a time to speak with your broker

Still got questions? We’d be happy to help.

Email(03) 8256 1914
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