Buying a house should be easy
Find the home loan solution that suits you
First Home Buyer
Upsizing / Downsizing
Applying for a home loan is not quite like riding a bike. The process, policies and banks are always changing the way they assess loan applications, and the information they collect to grant an approval on a home loan application.
Luckily, our team are dedicated to keeping on top of all of these changes to ensure our clients are always able to access the best deals, in the fastest time possible. Moving into a new home is going to come with enough work – the last thing you want is to be bogged down with your home loan application. We’ll make sure this happens seamlessly in the background whilst you focus on packing boxes, and more excitingly, finding your dream home.
Even if you have worked with us before, you’ll be impressed with our ever-improving process and use of new technologies to make your application run smoother, and require even less time for you to get approved.
Whether you’re it’s your first home, Investment property, or your Dream Home, building is a brilliant way to ensure you are getting exactly what you want.
It’s important you take your time with the design of the home, as well as getting all of the features right. There’s a lot to think about from the colour of the front door, the kind of bricks, the colour of your roof, all the way down to the style of your light switches.
Our team make sure that you don’t get too tied up in the construction loan process. Setting up construction finance is second nature for us. Not only that, we will help you with organising your progress payments after your build starts, so you don’t have to worry about it. We ensure the builder gets paid on time so your project doesn’t get delayed, and you can be into your new home sooner. We’ll also arrange the valuation and progress inspections throughout the process to ensure you get what you paid for.
It is no secret that the banks lure you in with a really sharp rate, then over time, your interest rate will fluctuate and after a year or two, you are paying well over what they are offering their new to bank customers. We make it our mission to ensure this doesn’t happen.
We review your current home loan, we’ll first work out if that structure is still suitable, or if your circumstances have changed, then we’ll make a recommendation to either rre-price your home loan with your existing lender, or is it time to switch.
Then we’ll put our proposal forward for you to consider and then start our award-winning home loan application process. The entire process is often less than 4 weeks and it’s only a couple of phone calls and a few emails for you to save thousands of dollars.
We run a refinance switching calculation to show you how much you would save if you switched, this can be done in less than 5 minutes and you can work out what the best option is for you.
Book in a consultation to work out what you could save.
Are you ready to make buying, building or refinance as
Offset Home Loan Package
4 Year Fixed Rate
(with offset account)
2 Year Fixed Rate
As easy as 1-2-3
You'll get specialist support all the way.
Getting finance can be nerve-wracking and time-consuming. It doesn’t have to be. We make it as easy as…
We’ll review your needs with our Mortgage Consultants
Our goal is to help you get the financial freedom you deserve. Our simple process starts with getting to know you better. We identify what your financial needs and goals are in order to help you find the right loan with great rates and terms and to help you plan your path to financial freedom. We’ll do all the research for you, go over your options and answer any questions you have along the way.
We manage the application process for you
Once you’ve decided which loan you’d like to apply for, we’ll do the application for you (in other words we’ll handle all the paperwork and communications so you don’t have to). We’ll keep you in the loop, of course, so you know exactly where the application is at and what’s needed from you (hopefully as little as possible).
We manage your settlements
When the paperwork is through and you’ve signed the dotted line, we’ll manage the final settlement process too. Our goal is to remove all the pain points for you, so buying your first or your next property, refinance or investing feels as easy as a breeze. Self-employed? No worries, we’ve got you covered too.
Our team is here to support you once your settlement is complete. For some, that may mean an annual review to ensure you still have the right loan for your circumstances. For others, it may be more. It all depends on your long-term financial goals and needs. Some of our clients have been with us for that long that we’ve helped them with multiple loans. We’re here to use our experience and expertise to help you make better financial decisions all the way.
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